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Directory of reverse mortgage specialists in Marlborough, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Marlborough, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 4 reverse mortgage specialists in Marlborough, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Unity LLC
67 Forest St Suite 350-10, Marlborough, MA 01752
5082516994
Matt Silverman - Mortgage Unity
67 Forest St Suite 272, Marlborough, MA 01752
9785908200
Heritage Home Funding
28 S Bolton St, Marlborough, MA 01752
5084808822
Mortgage Options of America
66 Mechanic St, Marlborough, MA 01752
5082817558
What Does a Reverse Mortgage Specialist in Marlborough Cost?
Typical costs for a reverse mortgage specialist in Massachusetts include an origination fee of up to 2 percent of the first 200,000 dollars of the home value plus 1 percent of the amount above 200,000 dollars. Third-party closing costs such as appraisal, title search, and recording fees usually range from 2,500 to 5,000 dollars. Borrowers also pay a mortgage insurance premium of 2 percent of the appraised value upfront plus 0.5 percent annually. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Marlborough Massachusetts?
Borrowers must be at least 62 years old to qualify for a federally insured HECM reverse mortgage in Marlborough. All owners listed on the title must meet this age requirement. Massachusetts does not have a separate state age requirement beyond the federal rule.
Do I need to own my home free and clear to get a reverse mortgage in Marlborough?
No, you do not need to own your home free and clear. You can use a reverse mortgage to pay off an existing mortgage balance. The amount you can borrow depends on your equity, age, and current interest rates.
What happens to my reverse mortgage if I move out of Marlborough?
If you move out of the home for more than 12 consecutive months for medical reasons or sell the property, the reverse mortgage becomes due and payable. You or your heirs must repay the loan balance or 95 percent of the home value, whichever is less. Massachusetts law gives heirs up to 180 days after the loan becomes due to decide how to handle repayment.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.