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Find Reverse Mortgage Specialists Near You in Manchester-by-the-Sea, MA

Browse reverse mortgage specialists serving Manchester-by-the-Sea, Massachusetts. Contact information and addresses listed below.

4 agents listed
Updated June 2026
Manchester-by-the-Sea, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 4 reverse mortgage specialists in Manchester-by-the-Sea, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brian Rothe Real Estate at Coldwell Banker
40 Beach St, Manchester-by-the-Sea, MA 01944
(978) 968-6272 brianrothe.com
Kevin Potter at CrossCountry Mortgage
4 Summer St Unit 1, Manchester-by-the-Sea, MA 01944
(978) 548-4464 thepotterteam.com
CrossCountry Mortgage, LLC
4 Summer St Unit 1, Manchester-by-the-Sea, MA 01944
(978) 548-4464 crosscountrymortgage.com
William Raveis Real Estate - Manchester by the Sea
11 Central St, Manchester-by-the-Sea, MA 01944
(978) 704-9416 raveis.com

Reverse mortgage specialists in Manchester-by-the-Sea help homeowners aged 62 and older convert home equity into cash. Massachusetts law requires borrowers to complete counseling from a HUD-approved agency before obtaining a reverse mortgage. Local specialists guide clients through the process while considering the high property values common on the North Shore.

What Does a Reverse Mortgage Specialist in Manchester-by-the-Sea Cost?

Typical costs for a reverse mortgage in Massachusetts include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. These fees can total between 5000 and 15000 dollars depending on the home value and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Manchester-by-the-Sea?
Borrowers must be at least 62 years old. All owners on the title must meet this age requirement under Massachusetts law.
Do I need to own my home free and clear to get a reverse mortgage?
No, you can still qualify if you have an existing mortgage. The reverse mortgage will pay off your current loan, and you must have enough equity to cover that payoff.

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