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Reverse Mortgage Specialists in Gloucester, MA

Compare reverse mortgage specialists in Gloucester. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Gloucester, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 reverse mortgage specialists in Gloucester, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
BankGloucester
160 Main St, Gloucester, MA 01930
9782838200
Rockport Mortgage Corporation
17 Rogers St # 1, Gloucester, MA 01930
9782839208

A reverse mortgage specialist in Gloucester Massachusetts helps older homeowners access home equity without selling their property. Massachusetts law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Gloucester residents often use these loans to supplement retirement income or cover home repairs.

What Does a Reverse Mortgage Specialist in Gloucester Cost?

In Massachusetts, reverse mortgage costs typically include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party costs like appraisal and title fees. Total upfront costs often range from 5,000 to 10,000 dollars. Annual servicing fees may apply. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a reverse mortgage specialist in Gloucester?
A reverse mortgage specialist is a licensed professional who guides homeowners through the reverse mortgage process. They explain loan terms, costs, and eligibility under Massachusetts and federal rules.
Do I need counseling for a reverse mortgage in Massachusetts?
Yes. Massachusetts requires all borrowers to receive HUD-approved counseling before closing a reverse mortgage. This counseling ensures you understand the loan and its impact on your home and heirs.
Are reverse mortgage costs regulated in Massachusetts?
Yes. Massachusetts law limits origination fees and requires lenders to provide detailed cost disclosures. Typical closing costs include an appraisal fee, title insurance, and a mortgage insurance premium.