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Compare Reverse Mortgage Specialists in Easthampton, MA

Looking for a reverse mortgage specialist in Easthampton? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Easthampton, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 reverse mortgage specialists in Easthampton, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Kate Reagan
251 Northampton St suite d, Easthampton, MA 01027
4133879999
Guild Mortgage Company
251 Northampton St STE D, Easthampton, MA 01027
4132823500

A reverse mortgage specialist in Easthampton Massachusetts helps homeowners aged 62 and older convert home equity into tax-free funds without monthly mortgage payments. Massachusetts law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Local specialists can guide you through the process and explain how a reverse mortgage may affect your estate and heirs.

What Does a Reverse Mortgage Specialist in Easthampton Cost?

Typical costs for a reverse mortgage in Massachusetts include an origination fee up to $6,000 an upfront mortgage insurance premium of 2% of the appraised value and third-party costs like appraisal title and recording fees which can range from $2,000 to $5,000. Closing costs often total 2% to 5% of the home value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age and property requirements for a reverse mortgage in Easthampton?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be a primary residence including single-family homes HUD-approved condos and manufactured homes that meet FHA standards.
Do I need counseling before getting a reverse mortgage in Massachusetts?
Yes Massachusetts law requires all reverse mortgage applicants to complete counseling with a HUD-approved agency. The counselor explains loan terms costs and alternatives. This session must occur before you can submit a loan application.