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Looking for a reverse mortgage specialist in Dalton? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Dalton, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 3 reverse mortgage specialists in Dalton, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Jamie Pollard
4 Depot St, Dalton, MA 01226
4136843140
Jamie Pollard
395 Main St, Dalton, MA 01226
4138226804
Guild Mortgage Company
4 Depot St, Dalton, MA 01226
4136843140
A reverse mortgage specialist in Dalton Massachusetts helps homeowners aged 62 and older convert home equity into tax-free funds. Massachusetts law requires borrowers to complete HUD-approved counseling before applying. Local specialists understand the Berkshire County housing market and can guide you through the FHA-insured Home Equity Conversion Mortgage process.
What Does a Reverse Mortgage Specialist in Dalton Cost?
Typical costs for a reverse mortgage in Massachusetts include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the appraised value, and third-party fees like appraisal and title search totaling $1,000 to $3,000. Closing costs generally range from $5,000 to $15,000 depending on the home value and lender. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Dalton Massachusetts?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet FHA property standards. Massachusetts law also requires mandatory counseling from a HUD-approved agency.
How much can I borrow with a reverse mortgage in Dalton?
The amount depends on your age, the appraised home value, and current interest rates. In Massachusetts the maximum claim amount for an FHA reverse mortgage is $1,149,825 as of 2024. Younger borrowers typically receive less than older borrowers.
Are reverse mortgage proceeds taxable in Massachusetts?
No, reverse mortgage proceeds are not considered income for federal or Massachusetts state tax purposes. However interest is not deductible until you pay it back. You should consult a tax professional for your specific situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.