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Find Reverse Mortgage Specialists in Silver Spring, MD
Browse reverse mortgage specialists serving Silver Spring, Maryland. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Silver Spring, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 8 reverse mortgage specialists in Silver Spring, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1RATE Mortgage
12123 Heritage Park Cir, Silver Spring, MD 20906
2402921490
Kerins Associates Inc.
13821 Mills Ave, Silver Spring, MD 20904
3012364556
Chris Jordan Mortgage Team of Main Street Home Loans
12510 Prosperity Dr #185, Silver Spring, MD 20904
2406705090
Sharee Awwal - Main Street Home Loans
12510 Prosperity Dr #185, Silver Spring, MD 20904
2404362956
Edward Perez at Prosperity Home Mortgage - Silver Spring
12520 Prosperity Dr #105, Silver Spring, MD 20904
8772751762
Mortgage Link Services, LLC
1700 Elton Rd Suite 202, Silver Spring, MD 20903
3015000134
Main Street Home Loans, Travis Vollmerhausen NMLS #463504
12510 Prosperity Dr #185, Silver Spring, MD 20904
3015373152
Mortgage America Group, LLC
10230 New Hampshire Ave #100, Silver Spring, MD 20903
3019201040
Reverse mortgage specialists in Silver Spring Maryland help seniors aged 62 and older access home equity through FHA-insured Home Equity Conversion Mortgages. Maryland law requires borrowers to complete HUD-approved counseling before applying. Silver Spring homeowners benefit from local expertise in property values and Maryland-specific lien and tax rules.
What Does a Reverse Mortgage Specialist in Silver Spring Cost?
Typical costs for a reverse mortgage in Maryland include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party fees for appraisal title and recording. Total closing costs often range from 5 000 to 15 000 depending on the property value and loan type. These costs are usually financed into the loan so you do not pay them out of pocket. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Silver Spring Maryland?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet FHA property standards. Maryland requires completion of a HUD-approved counseling session before you can apply.
How does a reverse mortgage affect my spouse if I pass away in Maryland?
If your spouse is not a borrower and is under 62 they may be able to stay in the home as a non-borrowing spouse under HUD rules. Maryland law provides additional protections for surviving spouses. The loan becomes due when the last borrower dies or moves out permanently.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.