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Reverse Mortgage Specialists in Salisbury, MD

Compare reverse mortgage specialists in Salisbury. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Salisbury, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 2 reverse mortgage specialists in Salisbury, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Movement Mortgage - Salisbury, MD
228 W Church St, Salisbury, MD 21801
4437364801
Rod Flowers, NMLS 168353, PrimeLending
106 Circle Ave, Salisbury, MD 21801
4107267654

A reverse mortgage specialist in Salisbury Maryland helps homeowners aged 62 and older access home equity without monthly payments. Maryland law requires all reverse mortgage borrowers to complete a counseling session with a HUD-approved counselor before applying. Salisbury specialists guide clients through the Home Equity Conversion Mortgage process and explain how the loan affects local property taxes and estate plans.

What Does a Reverse Mortgage Specialist in Salisbury Cost?

Typical costs for a reverse mortgage in Maryland include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. Total closing costs in Salisbury generally range from 5,000 to 15,000 dollars. These costs are often financed into the loan. This is general information and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Salisbury Maryland?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 to be listed on the loan. Maryland law does not allow exceptions to this federal age rule.
Does Maryland require counseling before getting a reverse mortgage?
Yes. Maryland law mandates that all borrowers complete a HUD-approved counseling session before submitting a loan application. The counselor explains loan terms, costs, and alternatives. The session can be done by phone or in person.
How does a reverse mortgage affect property taxes in Salisbury?
Borrowers must continue to pay property taxes and homeowners insurance. Failure to pay taxes can lead to foreclosure. Salisbury property tax rates apply, and the loan does not exempt the homeowner from these obligations.