ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Reverse Mortgage Specialists Near You in Middletown, MD
Looking for a reverse mortgage specialist in Middletown? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Middletown, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 2 reverse mortgage specialists in Middletown, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MVB Home Loans: Chuck Via
24 W Main St, Middletown, MD 21769
3013713050
Mlend - Millennium Financial Group, Inc.
8803 Baltimore National Pike, Middletown, MD 21769
3013718850
What Does a Reverse Mortgage Specialist in Middletown Cost?
Typical costs for a reverse mortgage in Maryland include an origination fee (up to $6,000 or 2% of the home value, whichever is less), a mortgage insurance premium (2% of the appraised value upfront plus 0.5% annually), appraisal fees ($400 to $800), and closing costs ($1,500 to $3,000). Counseling fees are usually $125 to $150 but may be waived for low-income borrowers. These costs are often rolled into the loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Middletown do?
A specialist explains how reverse mortgages work, helps you compare loan options, and coordinates with HUD-approved counselors. They also review Maryland-specific rules, such as the requirement that borrowers be at least 62 years old and occupy the home as a primary residence.
Do I need counseling before getting a reverse mortgage in Maryland?
Yes, Maryland law requires all borrowers to complete a counseling session with a HUD-approved counselor before applying. The specialist can provide a list of approved counselors and help schedule the session.
Are reverse mortgage proceeds taxable in Maryland?
No, reverse mortgage proceeds are not considered income for state or federal tax purposes. However, you must still pay property taxes and homeowners insurance, and Maryland does not tax the loan proceeds as income.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Middletown who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.