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Compare Reverse Mortgage Specialists in La Plata, MD
Compare reverse mortgage specialists in La Plata. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
La Plata, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 8 reverse mortgage specialists in La Plata, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
226 Rosewick Rd, La Plata, MD 20646
3013925245
Embrace Home Loans - La Plata, MD
107 Centennial St Ste 100C, La Plata, MD 20646
4437691075
Fairway Independent Mortgage Corporation - La Plata, MD
9375 Chesapeake St Suite 203, La Plata, MD 20646
2406821050
Erin Johnson, Branch Sales Manager First Home Mortgage
102 Centennial St Suite 101, La Plata, MD 20646
3018180648
Lendmark Financial Services LLC
30A Shining Willow Way, La Plata, MD 20646
2407765711
CMG Home Loans
115 La Grange Ave, La Plata, MD 20646
3018435646
First Home Mortgage - La Plata
102 Centennial St Suite 101, La Plata, MD 20646
2403492407
PNC Mortgage
6315 Crain Hwy, La Plata, MD 20646
3013925401
A reverse mortgage specialist in La Plata Maryland helps homeowners aged 62 and older access home equity without monthly payments. In Maryland borrowers must complete HUD approved counseling before applying. Local specialists guide clients through the Home Equity Conversion Mortgage process with knowledge of Charles County property values and Maryland consumer protection laws.
What Does a Reverse Mortgage Specialist in La Plata Cost?
Typical costs for a reverse mortgage in Maryland include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Third party costs such as appraisal title insurance and recording fees range from 2000 to 4000 dollars. An upfront mortgage insurance premium of 2 percent of the home value is also required. These costs vary by lender and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in La Plata Maryland?
Borrowers must be at least 62 years old. Maryland law requires that all homeowners on the title also meet this age requirement. The home must be the primary residence.
Do I need counseling before getting a reverse mortgage in Maryland?
Yes Maryland law requires HUD approved counseling for all reverse mortgage applicants. The counseling session must be completed before the loan application is submitted. Counselors explain the costs risks and alternatives.
Are reverse mortgage proceeds taxable in Maryland?
Reverse mortgage proceeds are not considered income for federal or state tax purposes. They are loan advances and therefore not taxable. However interest is not deductible until the loan is paid off.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.