ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of reverse mortgage specialists in Hunt Valley, Maryland. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Hunt Valley, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 7 reverse mortgage specialists in Hunt Valley, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Direct Mortgage Loans
11011 McCormick Rd Suite 400, Hunt Valley, MD 21031
8886042525
Clayton Arnold - Mortgage Banker
11011 McCormick Rd Suite 400, Hunt Valley, MD 21031
4106270676
Brune Team of Direct Mortgage Loans
11011 McCormick Rd Suite 400, Hunt Valley, MD 21031
4104045596
River City Mortgage LLC
201 International Cir STE 230, Hunt Valley, MD 21030
8006316447
Hillary Doyle of Direct Mortgage Loans
11011 McCormick Rd Suite 400, Hunt Valley, MD 21031
9176855437
Brian Kesler of Direct Mortgage Loans
11011 McCormick Rd Suite 400, Hunt Valley, MD 21031
4103032953
Harborside Home Loans
11019 McCormick Rd Suite 340, Hunt Valley, MD 21031
4106044445
Reverse mortgage specialists in Hunt Valley Maryland help homeowners aged 62 and older convert home equity into tax-free funds without monthly mortgage payments. Maryland law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Specialists in Hunt Valley guide clients through this process and explain how local property values and Maryland lien laws affect eligibility.
What Does a Reverse Mortgage Specialist in Hunt Valley Cost?
Typical costs for a reverse mortgage in Maryland include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party fees for appraisal title and recording. These costs total 2 to 8 percent of the home value. For a home valued at 400000 dollars total costs might range from 8000 to 32000 dollars. Costs vary by lender and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Hunt Valley Maryland?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence and meet HUD property standards. Maryland law also requires completion of a counseling session with a HUD-approved agency before application.
How does a reverse mortgage affect my heirs in Maryland?
Heirs can keep the home by paying off the loan balance or 95 percent of the appraised value whichever is less. If they sell the home the proceeds pay the loan and any remaining equity goes to the estate. Maryland does not have a state inheritance tax on reverse mortgage proceeds.
Are reverse mortgage proceeds taxable in Maryland?
Reverse mortgage proceeds are not considered income for federal or Maryland state tax purposes. They are loan advances and therefore tax-free. However interest on the loan is not deductible until the loan is paid off.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Hunt Valley who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.