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Compare Reverse Mortgage Specialists in Opelousas, LA
Directory of reverse mortgage specialists in Opelousas, Louisiana. Verify credentials with the state mortgage licensing authority before hiring.
14 agents listed
Updated May 2026
Opelousas, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Louisiana before hiring.
Showing 14 reverse mortgage specialists in Opelousas, LA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
720 Creswell Ln, Opelousas, LA 70570
3379428110
Louisiana 1st Credit of Opelousas
213 E Landry St, Opelousas, LA 70570
3379489090
1st Franklin Financial
1511 Commerce Blvd Suite 9, Opelousas, LA 70570
3379425200
World Finance
614 Creswell Ln, Opelousas, LA 70570
3379432017
Security Finance
634 Creswell Ln Suite 2, Opelousas, LA 70570
3379484771
Security Finance
5577 Interstate 49 South Service Rd, Opelousas, LA 70570
3379484744
Tower Loan
131 S Main St, Opelousas, LA 70570
3373237876
OneMain Financial
1511 Commerce Blvd Ste 2, Opelousas, LA 70570
3379425609
Deep South Financial Services Inc
908 Creswell Ln, Opelousas, LA 70570
3379423337
American Financial Network-Southern Elite Team
1616 Kerr St A, Opelousas, LA 70570
3379425180
All-State Credit Plan, LLC
5589 I-49, Opelousas, LA 70570
3374071100
Southwest Loan Company
128 N Court St, Opelousas, LA 70570
3379487047
Chase Mortgage
1737 S Union St, Opelousas, LA 70570
3379422576
Chase Mortgage
234 N Court St, Opelousas, LA 70570
3374078231
Reverse mortgage specialists in Opelousas Louisiana help homeowners aged 62 and older convert home equity into tax-free funds. Louisiana law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Specialists guide clients through local property tax and insurance obligations to maintain loan compliance.
What Does a Reverse Mortgage Specialist in Opelousas Cost?
Typical costs for a reverse mortgage specialist in Louisiana include an origination fee up to 2 percent of the home value capped at 6000 dollars. Third-party costs such as appraisal title search and recording fees range from 2000 to 5000 dollars. HUD counseling costs about 125 to 250 dollars. These fees vary by lender and loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Opelousas Louisiana?
Borrowers must be at least 62 years old. For married couples both spouses must meet the age requirement unless one spouse is a non-borrowing spouse. Louisiana law does not change this federal HUD rule.
Do I need counseling before getting a reverse mortgage in Louisiana?
Yes Louisiana requires all borrowers to complete a counseling session with a HUD-approved counselor. This session explains loan terms costs and alternatives. The session can be done in person or by phone.
Can I lose my home with a reverse mortgage in Opelousas?
You can lose your home if you fail to pay property taxes or homeowners insurance or if you do not maintain the property. Louisiana law allows lenders to foreclose if these obligations are not met. Staying current on taxes and insurance is critical.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Louisiana.