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Directory of reverse mortgage specialists in Walton, Kentucky. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Walton, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 2 reverse mortgage specialists in Walton, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
US Bank Mortgage
12300 Towne Center Dr, Walton, KY 41094
8008722657
US Bank Mortgage
19 N Main St, Walton, KY 41094
8008722657
A reverse mortgage specialist in Walton, Kentucky helps homeowners aged 62 and older convert home equity into loan proceeds. Kentucky law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Walnut residents often use these funds for home repairs or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Walton Cost?
Typical costs for a reverse mortgage specialist in Kentucky include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees like appraisal and title search. Total closing costs often range from 2,000 to 6,000 dollars. Costs vary by loan amount and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Walton Kentucky?
Borrowers must be at least 62 years old. The youngest borrower on the title must meet this age requirement under federal HECM guidelines.
Do I need counseling before getting a reverse mortgage in Kentucky?
Yes, Kentucky law mandates that all borrowers receive counseling from a HUD-approved agency. This session covers loan terms, costs, and alternatives.
Can I lose my home with a reverse mortgage in Walton?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Kentucky law allows foreclosure for noncompliance with these obligations.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.