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Find Reverse Mortgage Specialists in St Matthews, KY
Looking for a reverse mortgage specialist in St Matthews? Review the directory below to compare your options.
2 agents listed
Updated May 2026
St Matthews, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 2 reverse mortgage specialists in St Matthews, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Borrowers Choice Mortgage
231 Breckenridge Ln # 202D, St Matthews, KY 40207
5028962616
HomeShield Mortgage, LLC
159 St Matthews Ave #3, St Matthews, KY 40207
5025487154
Reverse mortgage specialists in St Matthews, Kentucky help seniors access home equity through federally insured Home Equity Conversion Mortgages or HECMs. Kentucky law requires borrowers to complete HUD-approved counseling before applying for a reverse mortgage. Specialists in the St Matthews area can guide you through this process and explain how local property values and tax rules may affect your loan.
What Does a Reverse Mortgage Specialist in St Matthews Cost?
Typical costs for a reverse mortgage in Kentucky include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title work. These fees often total between 3000 and 8000 dollars depending on the home value and loan type. All costs are financed into the loan so you pay no upfront cash. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in St Matthews?
A reverse mortgage specialist is a loan officer or advisor who focuses on HECM loans for seniors aged 62 and older. In St Matthews, they help you understand eligibility, loan terms, and Kentucky-specific requirements like counseling and property tax deferrals.
Do I need counseling before getting a reverse mortgage in Kentucky?
Yes, Kentucky law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session must occur before you can submit a loan application. The specialist can provide a list of approved counselors in the St Matthews area.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.