Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 12 reverse mortgage specialists in Richmond, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Benchmark Mortgage, Susan Hatfield
119 S Collins St, Richmond, KY 40475
8599775236
Kyle Best Loan Officer - Revolution Mortgage
244 S 2nd St, Richmond, KY 40475
8593251917
Mariner Finance
2073 Lantern Ridge Dr Ste 200, Richmond, KY 40475
8596250770
Stockton Mortgage | Richmond, KY
519 Hampton Way No.9, Richmond, KY 40475
8593530935
Lendmark Financial Services LLC
118 Meridian Way STE 3, Richmond, KY 40475
8596614783
Fairway Independent Mortgage Corporation
230 Geri Ln B, Richmond, KY 40475
8594751323
U.S. Bank-Mortgage Loan Officer-David Gannon
200 E Main St, Richmond, KY 40475
8596241678
U.S. Bank: Derek R. Shaffer
200 E Main St, Richmond, KY 40475
8596244934
PNC Mortgage
520 Eastern Bypass, Richmond, KY 40475
8596247431
Revolution Mortgage
244 S 2nd St, Richmond, KY 40475
8593640002
Sarah Bird-U.S. Bank Mortgage
200 E Main St, Richmond, KY 40475
8596551440
US Bank Mortgage
200 E Main St, Richmond, KY 40475
8008722657
What Does a Reverse Mortgage Specialist in Richmond Cost?
Typical costs for a reverse mortgage in Kentucky include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees like appraisal and title search. These costs often total 5000 to 8000 dollars. Costs vary by loan type and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Richmond Kentucky?
Borrowers must be at least 62 years old. Kentucky does not have a state-specific age exception. The youngest borrower on the title must meet this federal requirement.
Do I need counseling before getting a reverse mortgage in Kentucky?
Yes. Kentucky follows federal rules requiring HUD-approved counseling. The session must occur before you submit a loan application. Counselors discuss costs, alternatives, and obligations like property tax and insurance.