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Find Reverse Mortgage Specialists Near You in Radcliff, KY

Compare reverse mortgage specialists in Radcliff. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Radcliff, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 3 reverse mortgage specialists in Radcliff, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Command Financial Advisor - Dave Strauss
1003 N Wilson Rd B, Radcliff, KY 40160
2703516038
The Cecilian Bank
245 N Dixie Blvd, Radcliff, KY 40160
2703513388
Mohamed F. Elashawah, Mortgage Lending Officer
475 W Lincoln Trail Blvd, Radcliff, KY 40160
8129817739

Reverse mortgage specialists in Radcliff Kentucky help homeowners aged 62 and older convert home equity into tax free funds. Kentucky law requires borrowers to complete HUD approved counseling before obtaining a Home Equity Conversion Mortgage. Radcliff residents can use these funds for home repairs, medical expenses, or supplementing retirement income.

What Does a Reverse Mortgage Specialist in Radcliff Cost?

Typical costs for a reverse mortgage specialist in Kentucky include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees for appraisal, title search, and credit report. Total closing costs often range from 2,000 to 6,000 dollars depending on home value and loan type. Costs vary by situation. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Radcliff Kentucky?
Borrowers must be at least 62 years old. All owners on the title must meet this age requirement. Kentucky follows federal HECM guidelines for age verification.
Do I need counseling before getting a reverse mortgage in Kentucky?
Yes Kentucky law requires borrowers to complete a counseling session with a HUD approved counselor. This session must happen before you can submit a loan application. The counselor will explain costs, benefits, and alternatives.
Can I lose my home with a reverse mortgage in Radcliff?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Kentucky law does not provide extra protections beyond federal rules. You must keep the home as your primary residence.