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Find Reverse Mortgage Specialists Near You in Nicholasville, KY
Looking for a reverse mortgage specialist in Nicholasville? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Nicholasville, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 6 reverse mortgage specialists in Nicholasville, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First South Credit Inc
252 Edgewood Dr, Nicholasville, KY 40356
8598855626
Republic Finance
939 N Main St, Nicholasville, KY 40356
8598875555
Melissa Bingaman CDLP
986 N Main St, Nicholasville, KY 40356
8594453788
Brian Kegley - PNC Mortgage Loan Officer (NMLS #575129)
850 N Main St, Nicholasville, KY 40356
8598062004
PNC Mortgage
850 N Main St, Nicholasville, KY 40356
8598852034
Concierge Mortgage
130 Bellerive Blvd, Nicholasville, KY 40356
8666545363
Reverse mortgage specialists in Nicholasville Kentucky help older homeowners access home equity without monthly payments. Kentucky law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). These specialists guide clients through the process of converting home equity into tax-free funds while retaining home ownership.
What Does a Reverse Mortgage Specialist in Nicholasville Cost?
Typical costs for a reverse mortgage in Kentucky include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title work. Total closing costs often range from 5,000 to 10,000 dollars. These costs are usually financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Nicholasville Kentucky?
Borrowers must be at least 62 years old. All owners listed on the title must meet this age requirement. The home must be the primary residence of the borrower.
What types of homes qualify for a reverse mortgage in Jessamine County?
Single-family homes, HUD-approved condominiums, and manufactured homes that meet FHA standards qualify. The property must be in good condition and pass an FHA appraisal. Two-to-four unit properties may qualify if the borrower lives in one unit.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.