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Find Reverse Mortgage Specialists in Louisville, KY
Looking for a reverse mortgage specialist in Louisville? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Louisville, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 20 reverse mortgage specialists in Louisville, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AmeriSave Mortgage Corporation
9510 Ormsby Park Pl Suite 301, Louisville, KY 40223
8669707283
Statewide Mortgage
10140 Linn Station Rd, Louisville, KY 40223
5025855626
Envoy Mortgage - Louisville, KY
295 N Hubbards Ln Suite 202 2nd Floor, Louisville, KY 40207
5026271912
First Commonwealth Mortgage
12004 Shelbyville Rd, Louisville, KY 40243
5024120290
Swan Financial Corporation
320 Whittington Pkwy #106, Louisville, KY 40222
5027531300
Broker House Lending | Mortgage Brokers | Louisville KY
11400 Shelbyville Rd, Louisville, KY 40243
5027421502
Robert Clifton at CrossCountry Mortgage
9100 Shelbyville Rd # 130, Louisville, KY 40222
5023454895
First Fidelity Mortgage, Inc
13117 Eastpoint Park Blvd Ste A, Louisville, KY 40223
5026574299
Mortgage Warehouse
2011 Lake Point Way STE 101, Louisville, KY 40223
5024299040
LightPoint Mortgage Company, Inc.
161 St Matthews Ave STE 10, Louisville, KY 40207
5025652511
Maria Woosley, Mortgage Lender with Stock Yards Bank & Trust
5220 Dixie Hwy, Louisville, KY 40216
5026251773
Wholesale Mortgage Source
12700 Townepark Way Suite 303, Louisville, KY 40243
5027381003
Vanguard Mortgage
1300 Clear Springs Trce STE 2, Louisville, KY 40223
5027557456
Homestretch Mortgage
1101 Central Ave, Louisville, KY 40208
5024095290
Robinson Mortgage Group
1500 Envoy Cir Ste 1508, Louisville, KY 40299
5024321808
PropMortgage
102 Daventry Ln STE 4, Louisville, KY 40223
5025032444
EVO Mortgage; Every Viable Option
911 Barret Ave, Louisville, KY 40204
5026300999
Benchmark Mortgage
1202 S 3rd St #101, Louisville, KY 40203
5023715005
Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA
10602 Timberwood Cir STE 3, Louisville, KY 40223
5029053708
United Mortgage Lending Corp
138 Wiltshire Ave Suite 100, Louisville, KY 40207
5026496247
A reverse mortgage specialist in Louisville Kentucky helps homeowners aged 62 and older access home equity without monthly payments. Kentucky law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Local specialists can guide you through the specific property value limits and tax implications that apply in Jefferson County.
What Does a Reverse Mortgage Specialist in Louisville Cost?
Typical costs for a reverse mortgage specialist in Kentucky include an origination fee up to 2 percent of the home value capped at 6000 dollars. Third-party closing costs such as appraisal title and recording fees usually range from 2000 to 5000 dollars. An upfront mortgage insurance premium of 2 percent of the appraised value is also required. These costs can be financed into the loan so you pay little out of pocket. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Louisville Kentucky?
Borrowers must be at least 62 years old. If married, a non-borrowing spouse under 62 may have certain protections under HUD rules updated in 2014.
Do I need to own my home free and clear to get a reverse mortgage in Kentucky?
No. You can still qualify if you have an existing mortgage. The reverse mortgage proceeds must first pay off any current loan balance.
Are reverse mortgage proceeds taxable in Kentucky?
No. Loan proceeds are not considered income for federal or Kentucky state tax purposes. However, property taxes and insurance must still be paid on the home.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.