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Browse reverse mortgage specialists serving Lexington, Kentucky. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Lexington, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 20 reverse mortgage specialists in Lexington, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Benchmark Mortgage
1084 E New Circle Rd STE 200, Lexington, KY 40505
8592930411
Lex Lending
2357 Huguenard Dr #100, Lexington, KY 40503
8596991943
Jesse Hardin, Mortgage Lender NMLS #770974
444 Lewis Hargett Cir #220, Lexington, KY 40503
8593610309
Benchmark Mortgage, Brad Hacker
1084 E New Circle Rd STE 200, Lexington, KY 40505
8599775239
Bryan May Stockton Mortgage
220 Lexington Green Cir Suite 500, Lexington, KY 40503
8595395626
David Willoughby, Benchmark Mortgage
1084 E New Circle Rd STE 200, Lexington, KY 40505
8595367643
Racee Greene, Ruoff Mortgage
523 Wellington Way, Lexington, KY 40503
2702402798
Bryan Dollins, Mortgage Loan Originator at Stockton Mortgage
220 Lexington Green Cir Suite 500, Lexington, KY 40503
8593384776
Benchmark Mortgage, Devin Buckner
1084 E New Circle Rd STE 200, Lexington, KY 40505
8597106434
Blake Henderson - Honor Home Loans
505 Wellington Way, Lexington, KY 40503
6066697648
Benchmark Mortgage, Leslie Ricketts
1084 E New Circle Rd STE 200, Lexington, KY 40505
8598990532
Mark Sammons Mortgage Lender
220 Lexington Green Cir #212, Lexington, KY 40503
8594334558
Honor Home Loans
505 Wellington Way Suite 110, Lexington, KY 40503
8596210169
New American Funding - Blake Henderson
505 Wellington Way Suite 110, Lexington, KY 40503
8595452362
Benchmark Mortgage, Maria Grisby
1084 E New Circle Rd, Lexington, KY 40505
8599775931
MSI Lending of Lexington
2700 Old Rosebud Rd UNIT 310, Lexington, KY 40509
8592535363
Supreme Lending Lexington
2040 Regency Rd A, Lexington, KY 40503
8595761440
Just 4 You Home Loans
2333 Alexandria Dr Suite 234, Lexington, KY 40504
8596999500
Stockton Mortgage Lexington Green
220 Lexington Green Cir Suite 500, Lexington, KY 40503
8593039879
SunLendingUSA
1030 Monarch St STE 330, Lexington, KY 40513
8592330143
A reverse mortgage specialist in Lexington Kentucky helps homeowners aged 62 and older convert home equity into loan proceeds. Kentucky law requires borrowers to complete HUD approved counseling before applying. Local specialists can guide you through the process and explain how a reverse mortgage affects your property taxes and estate.
What Does a Reverse Mortgage Specialist in Lexington Cost?
Typical costs for a reverse mortgage in Kentucky include an origination fee up to 6000 dollars, a mortgage insurance premium of 2 percent of the home value, and appraisal fees around 500 dollars. Closing costs such as title insurance and recording fees add 1500 to 3000 dollars. Total costs usually range from 8000 to 15000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Lexington Kentucky?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 to be on the loan. Kentucky follows federal HUD rules for age eligibility.
Do I need counseling before getting a reverse mortgage in Kentucky?
Yes. Kentucky law requires all borrowers to complete a counseling session with a HUD approved agency. The session covers loan terms, costs, and alternatives. You must receive a certificate before the lender can process your application.
What happens to the loan when the borrower dies in Kentucky?
The loan becomes due when the last borrower dies or moves out permanently. Heirs have 30 days to decide to pay off the loan or sell the home. Kentucky law gives heirs additional time if they are actively working with the lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.