ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Reverse Mortgage Specialists in Erlanger, KY
Compare reverse mortgage specialists in Erlanger. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Erlanger, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 2 reverse mortgage specialists in Erlanger, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Victory Mortgage
3940 Olympic Blvd Suite 110, Erlanger, KY 41018
8593447800
Colleen Parsons - Stockton Mortgage
520 Graves Ave Suite 205, Erlanger, KY 41018
8599922246
A reverse mortgage specialist in Erlanger, Kentucky can help homeowners aged 62 and older access their home equity. Kentucky law requires borrowers to complete a counseling session with a HUD-approved agency before applying. Erlanger residents often use reverse mortgages to supplement retirement income or cover medical expenses while staying in their homes.
What Does a Reverse Mortgage Specialist in Erlanger Cost?
Typical costs for a reverse mortgage specialist in Kentucky include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent upfront plus 0.5 percent annually, and third-party fees like appraisal and title search. Total closing costs often range from 2,000 to 5,000 dollars depending on the property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Erlanger Kentucky?
Borrowers must be at least 62 years old. All owners on the title must meet this age requirement under federal HUD rules that apply in Kentucky.
Do I need counseling to get a reverse mortgage in Erlanger?
Yes. Kentucky law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. The session covers loan terms, costs, and alternatives.
Can I lose my home with a reverse mortgage in Erlanger?
You can lose your home if you fail to pay property taxes, maintain homeowners insurance, or keep the property in good repair. Kentucky foreclosure laws apply if you default on these obligations.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Erlanger who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.