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Compare Reverse Mortgage Specialists in Bowling Green, KY
Compare reverse mortgage specialists in Bowling Green. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Bowling Green, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 19 reverse mortgage specialists in Bowling Green, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Bay Mortgage Group - Bowling Green, KY
181 W Professional Park Ct, Bowling Green, KY 42104
2702822617
Swan Financial Home Loans
701 Dishman Ln, Bowling Green, KY 42104
5024036341
Stockton Mortgage Bowling Green, KY | NMLS# 8259
1830 Destiny Ln STE 102, Bowling Green, KY 42104
2704950434
Heather Akins, Mortgage Banker, NMLS #294306
1830 Destiny Ln STE 102, Bowling Green, KY 42104
2709967029
Leigh Hughes, Atlantic Bay Mortgage
181 W Professional Park Ct, Bowling Green, KY 42104
Movement Mortgage - Bowling Green, KY NMLS #2069048
955 Fields Dr suite 102, Bowling Green, KY 42104
2703928108
Amy Daniels-Atlantic Bay Mortgage
180 W Professional Park Ct, Bowling Green, KY 42104
2702023728
Supreme Lending Bowling Green
1411 Scottsville Rd Suite B, Bowling Green, KY 42104
2143405225
Reverse mortgage specialists in Bowling Green, Kentucky help homeowners aged 62 and older convert home equity into tax-free funds. Kentucky law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists guide clients through the process, including understanding loan terms and local property tax implications in Warren County.
What Does a Reverse Mortgage Specialist in Bowling Green Cost?
Typical costs for a reverse mortgage specialist in Kentucky include an origination fee up to 2% of the home value capped at $6,000, a mortgage insurance premium of 2% of the appraised value, and third-party fees like appraisal ($400-$600) and title search ($300-$800). Closing costs generally range from $2,000 to $5,000. Costs vary by loan amount and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Bowling Green Kentucky?
Borrowers must be at least 62 years old. The youngest borrower on the title must meet this age requirement under federal HUD rules that apply in Kentucky.
Do I need to own my home free and clear to get a reverse mortgage in Bowling Green?
No, but you must have significant equity. Any existing mortgage or liens must be paid off with the reverse mortgage proceeds at closing. Kentucky law does not require full ownership.
Are reverse mortgage proceeds taxable in Kentucky?
Loan proceeds are not considered income for federal or Kentucky state tax purposes. However, consult a tax professional because property tax and insurance obligations still apply.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.