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Find Reverse Mortgage Specialists Near You in West Des Moines, IA
Browse reverse mortgage specialists serving West Des Moines, Iowa. Contact information and addresses listed below.
14 agents listed
Updated May 2026
West Des Moines, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 14 reverse mortgage specialists in West Des Moines, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brian Swanson - Guild Mortgage NMLS 400119
1603 22nd St STE 102, West Des Moines, IA 50266
5159883866
Land Home Financial Services - West Des Moines
6919 Vista Dr, West Des Moines, IA 50266
5153484055
Dirk Hellige - Mortgage Lender
140 S 68th St, West Des Moines, IA 50266
6417775052
Bannen Davis Mortgage Team
130 5th St suite b, West Des Moines, IA 50265
3198507685
Rick Matthews Motto Mortgage Midwest
7101 Vista Dr Suite 9, West Des Moines, IA 50266
5633494669
Tyler Dailey | Major Mortgage
5550 Wild Rose Ln #400, West Des Moines, IA 50266
7127900286
Guild Mortgage Company
1603 22nd St STE 102, West Des Moines, IA 50266
5156502880
Gershman Mortgage - West Des Moines, IA
130 5th St suite b, West Des Moines, IA 50265
5159645952
New American Funding - West Des Moines, IA
4401 Westown Pkwy Suite 350, West Des Moines, IA 50266
5159788973
Doug Buchholz at Home Services Lending - West Des Moines
5901 Mills Civic Pkwy, West Des Moines, IA 50266
5159710230
Javier Valdez at Rate (NMLS #1470049)
1776 22nd St Suite 201, West Des Moines, IA 50266
3132796882
New American Funding - Devin Fitzgerald
4401 Westown Pkwy Suite 350, West Des Moines, IA 50266
5158270046
Gabriela Davila at Rate (NMLS #1460860)
1776 22nd St Suite 201, West Des Moines, IA 50266
5153485995
HomeServices Lending
3501 Westown Pkwy, West Des Moines, IA 50266
8557383326
A reverse mortgage specialist in West Des Moines Iowa can help homeowners aged 62 and older access home equity without monthly payments. Iowa law requires borrowers to complete a counseling session with a HUD approved counselor before obtaining a Home Equity Conversion Mortgage. Specialists in the Des Moines metro area are familiar with local property values and Iowa specific foreclosure protections.
What Does a Reverse Mortgage Specialist in West Des Moines Cost?
Typical costs for a reverse mortgage in Iowa include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third party fees for appraisal title and recording which range from 500 to 1500 dollars. Closing costs in Iowa average between 3000 and 6000 dollars. These costs can be financed into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications should a reverse mortgage specialist in West Des Moines have?
Look for a specialist who is licensed in Iowa and has completed the National Reverse Mortgage Lenders Association certification. They should also have experience with Iowa property tax deferral programs and local housing market conditions.
Are there Iowa specific rules for reverse mortgage counseling?
Yes Iowa requires all reverse mortgage borrowers to attend a HUD approved counseling session before applying. The counselor must be independent from the lender and the session can be done in person or by phone.
How do West Des Moines property values affect reverse mortgage amounts?
Reverse mortgage amounts are based on the appraised value of your home up to the FHA lending limit. In West Des Moines typical home values are moderate which can provide a reasonable amount of equity for qualified borrowers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.