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Reverse Mortgage Specialists in Waukee, IA

Compare reverse mortgage specialists in Waukee. Review contact information and insurance categorys before you decide.

8 agents listed
Updated May 2026
Waukee, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 8 reverse mortgage specialists in Waukee, IA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Blake Overton Gershman Mortgage
185 NE Dartmoor Dr, Waukee, IA 50263
3195384647
First Rate Mortgage
1350 Hannah Ln, Waukee, IA 50263
5157719998
Gershman Mortgage - Waukee, IA
185 NE Dartmoor Dr, Waukee, IA 50263
5152597091
Land Home Financial Services - Waukee
265 NE Venture Dr, Waukee, IA 50263
5157050200
Michelle York - Mortgage Loan Officer
655 E Hickman Rd, Waukee, IA 50263
8002353228
Sarai Dreher Gershman Mortgage
185 NE Dartmoor Dr, Waukee, IA 50263
5153715276
Gershman Mortgage Waukee, IA
185 NE Dartmoor Dr, Waukee, IA 50263
5153715276
Sean Watt at Home Services Lending - Waukee
80 Laurel St, Waukee, IA 50263
5157074151

A reverse mortgage specialist in Waukee Iowa helps homeowners aged 62 and older access home equity without monthly payments. In Iowa, borrowers must complete a counseling session with a HUD-approved agency before obtaining a reverse mortgage. Local specialists can explain how Iowa property tax deferral programs may interact with reverse mortgage proceeds.

What Does a Reverse Mortgage Specialist in Waukee Cost?

Typical costs for a reverse mortgage specialist in Iowa include origination fees of up to 2 percent of the home value, an upfront mortgage insurance premium of 2 percent, and appraisal fees of 400 to 600 dollars. Closing costs usually range from 2,000 to 5,000 dollars. These costs can be financed into the loan. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a reverse mortgage specialist in Waukee do?
A reverse mortgage specialist guides you through the process of obtaining a Home Equity Conversion Mortgage HECM. They help you understand eligibility, loan terms, and repayment requirements. In Iowa, the specialist ensures you meet state counseling and disclosure rules.
Are there Iowa-specific rules for reverse mortgages?
Yes, Iowa requires that all borrowers receive independent counseling from a HUD-approved agency before closing. The state also mandates a three-day right of rescission after signing the loan documents. Specialists in Waukee must follow these Iowa regulations.