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Compare Reverse Mortgage Specialists in Waterloo, IA
Looking for a reverse mortgage specialist in Waterloo? Review the directory below to compare your options.
17 agents listed
Updated May 2026
Waterloo, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 17 reverse mortgage specialists in Waterloo, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
River's Edge Mortgage
999 Home Plaza Suite 203, Waterloo, IA 50701
3192397182
Jared Schmit - Mortgage Loan Officer
131 E Tower Park Dr #100, Waterloo, IA 50701
3198744336
Haleigh Sperfslage - Mortgage Loan Officer
131 Tower Park Dr #100, Waterloo, IA 50701
3198744366
Gigo Cejvanovic – Mortgage Loan Officer
1827 Ansborough Ave, Waterloo, IA 50701
3192878342
Guild Mortgage - John Higdon
999 Home Plaza Suite 203, Waterloo, IA 50701
3192397182
Mirsada Ibradzic-Mortgage Loan Officer
1827 Ansborough Ave, Waterloo, IA 50701
3198331196
Lori Honermann - Mortgage Loan Officer
1827 Ansborough Ave, Waterloo, IA 50701
3192365659
Guild Mortgage - Derek Forsythe
999 Home Plaza Suite 203, Waterloo, IA 50701
5159548622
Chris Wander Mortgage Banking Officer BankIowa
3222 Kimball Ave, Waterloo, IA 50702
3198887022
Bob Borcherding - Mortgage Loan Officer
1827 Ansborough Ave, Waterloo, IA 50701
3192365637
Guild Mortgage Company
999 Home Plaza Suite 203, Waterloo, IA 50701
3193780501
US Bank Mortgage
3130 Kimball Ave, Waterloo, IA 50701
8008722657
LSB Mortgage
999 Home Plaza, Waterloo, IA 50701
3192689171
Kelly Newton-U.S. Bank Mortgage
3130 Kimball Ave, Waterloo, IA 50702
3192345892
U.S. Bancorp Advisors - Financial Advisors: Matt J Gary
425 Cedar St, Waterloo, IA 50701
3192353274
Jordan Schick: NMLS#37662 | Lincoln Savings Bank
242 Tower Park Dr, Waterloo, IA 50701
3192690448
Steven Schneider at Rate (NMLS #796680)
531 Commercial St Suite 202, Waterloo, IA 50701
5153485990
A reverse mortgage specialist in Waterloo Iowa helps homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. Iowa law requires borrowers to complete a counseling session with a HUD-approved agency before applying. Waterloo seniors often use these loans to supplement retirement income or cover home repairs.
What Does a Reverse Mortgage Specialist in Waterloo Cost?
Typical costs for a reverse mortgage in Iowa include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. For a home valued at 200000 dollars, total closing costs often range from 8000 to 12000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Waterloo Iowa?
You must be at least 62 years old and own your home outright or have a small remaining mortgage. The property must be your primary residence and meet FHA standards. Iowa does not have additional state-specific age or income limits beyond federal HECM rules.
Do I need to attend counseling for a reverse mortgage in Iowa?
Yes, Iowa law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.