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Find Reverse Mortgage Specialists Near You in North Liberty, IA

Compare reverse mortgage specialists in North Liberty. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
North Liberty, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 5 reverse mortgage specialists in North Liberty, IA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GreenState Credit Union - Financial Center
2355 Landon Rd, North Liberty, IA 52317
8003973790
Tryon Investments, LLC
745 Community Dr Suite E, North Liberty, IA 52317
3196655050
Edward Jones - Financial Advisor: Travis B Whitmore, CFP®|AAMS®
550 Pond View Dr Suite 3, North Liberty, IA 52317
3196262365
US Bank Mortgage
580 W Cherry St, North Liberty, IA 52317
8008722657
Wealth Enhancement Group
1210 Jordan St #3, North Liberty, IA 52317
3196263580

Reverse mortgage specialists in North Liberty, Iowa help homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. Iowa law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Specialists guide clients through the FHA-insured HECM program, ensuring compliance with state and federal regulations.

What Does a Reverse Mortgage Specialist in North Liberty Cost?

Typical costs for a reverse mortgage in Iowa include an origination fee of up to 2% of the first $200,000 of home value plus 1% of the amount above $200,000, capped at $6,000. Other costs include a mortgage insurance premium of 2% of the appraised value at closing and an annual premium of 0.5%. Appraisal fees in North Liberty range from $450 to $650. Third-party closing costs add $1,500 to $3,000. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in North Liberty Iowa?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 to be listed on the loan. Iowa follows federal HECM guidelines for age eligibility.
Do I need to own my home free and clear to qualify for a reverse mortgage in Iowa?
No, you can have an existing mortgage. The reverse mortgage proceeds must first pay off any current mortgage or liens. Iowa law requires that the home be your primary residence.