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Compare Reverse Mortgage Specialists in Council Bluffs, IA
Compare reverse mortgage specialists in Council Bluffs. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
Council Bluffs, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 14 reverse mortgage specialists in Council Bluffs, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jennifer Coyle - Flat Branch Home Loans
900 Woodbury Ave #7d, Council Bluffs, IA 51503
4026898034
NEO Home Loans : Dylan Dravland
215 W Broadway, Council Bluffs, IA 51503
4026815511
Guild Mortgage - Erin Trescott
149 W Broadway, Council Bluffs, IA 51503
4029812011
Nicki Montelongo - NEO Home Loans
215 W Broadway, Council Bluffs, IA 51503
4023075827
CharterWest Bank Mortgage Center-Council Bluffs, IA
900 Woodbury Ave #2b, Council Bluffs, IA 51503
7127962700
Joe Stephens
215 S Main St Ste 307, Council Bluffs, IA 51503
7124354175
DJ Rorebeck | Mortgage Advisor | NMLS# 457139
900 Woodbury Ave, Council Bluffs, IA 51503
7127962702
Melina Arroyo - Mortgage Loan Officer
2040 W Broadway, Council Bluffs, IA 51501
8002353228
Lori Brokman
215 S Main St Ste 307, Council Bluffs, IA 51503
7124354176
Flat Branch Home Loans
900 Woodbury Ave #7d, Council Bluffs, IA 51503
7124351600
Guild Mortgage Company
149 W Broadway, Council Bluffs, IA 51503
4023154549
US Bank Mortgage
350 34th Ave, Council Bluffs, IA 51501
8008722657
Sherry Neubaum-U.S. Bank Mortgage
421 W Broadway, Council Bluffs, IA 51503
7123252993
US Bank Home Mortgages
421 W Broadway, Council Bluffs, IA 51503
7123252993
Reverse mortgage specialists in Council Bluffs help homeowners aged 62 and older convert home equity into cash. Iowa law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Specialists guide clients through the process and explain how the loan affects estate planning and local property taxes.
What Does a Reverse Mortgage Specialist in Council Bluffs Cost?
Typical costs for a reverse mortgage in Iowa include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent upfront plus 0.5 percent annually and third-party fees for appraisal title and recording. Total closing costs often range from 2000 to 6000. Costs vary by loan amount and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist do in Council Bluffs?
A specialist explains reverse mortgage options helps with application paperwork and coordinates with HUD-approved counselors. They also clarify how the loan interacts with Iowa homestead tax credits and Medicaid eligibility.
Are there Iowa-specific rules for reverse mortgages?
Yes. Iowa law mandates that borrowers receive counseling from a HUD-approved agency before closing. The state also requires lenders to disclose all fees and interest rates clearly. There is no Iowa-specific cooling-off period beyond federal rules.
How do I choose a reverse mortgage specialist in Council Bluffs?
Look for a specialist licensed in Iowa with experience in HECM loans. Check their record with the Iowa Division of Banking and ask for references. Avoid anyone who pressures you to buy additional financial products.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.