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Find Reverse Mortgage Specialists Near You in Cedar Rapids, IA
Directory of reverse mortgage specialists in Cedar Rapids, Iowa. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
Cedar Rapids, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 18 reverse mortgage specialists in Cedar Rapids, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lindsey Whitfield - Mortgage Broker
3053 Center Point Rd NE # A, Cedar Rapids, IA 52402
3193614755
New American Funding - Victoria Adkins
3053 Center Point Rd NE # A, Cedar Rapids, IA 52402
3196519977
Andrew Gordon at Flat Branch Home Loans
1520 Midland Ct NE #300, Cedar Rapids, IA 52402
6507965215
Iowa Mortgage Solutions
2720 A Ave NE suite 102, Cedar Rapids, IA 52402
3193771988
Residential Mortgage Network, Inc.
1853 51st St NE #1, Cedar Rapids, IA 52402
3193547501
New American Funding - Lisa Steinke
3053 Center Point Rd NE # A, Cedar Rapids, IA 52402
3033327597
Guild Mortgage - Stacy Feldman
373 Collins Rd NE #209, Cedar Rapids, IA 52402
3193780501
Contract Exchange Corporation
425 2nd St SE #370, Cedar Rapids, IA 52401
3193638827
Guild Mortgage Company
373 Collins Rd NE #209, Cedar Rapids, IA 52402
3193780501
Flat Branch Home Loans- Dan Hillers
427 1st St SE 200 Office 1, Cedar Rapids, IA 52401
3195604233
Neighborhood Finance Corporation: Cedar Rapids
1800 1st Ave NE Suite LL1, Cedar Rapids, IA 52402
3197777127
Jean Sellnau
222 3rd Ave SE 4th Floor, Office 5, Cedar Rapids, IA 52401
3198386937
New American Funding - Cedar Rapids
3053 Center Point Rd NE # A, Cedar Rapids, IA 52402
3192146529
Peter Halvorson - Mortgage Loan Officer
5805 Rockwell Dr NE, Cedar Rapids, IA 52402
8002353228
James Erickson-U.S. Bank Mortgage
222 2nd Ave SE, Cedar Rapids, IA 52401
3193684283
Primary Residential Mortgage, Inc. - Cedar Rapids - Jean Sellnau
222 3rd Ave SE Ste #501 Ofc #2, Cedar Rapids, IA 52401
3194231927
Lauren Grabe at Home Services Lending - Cedar Rapids
1005 Blairs Ferry Rd Suite 210, Cedar Rapids, IA 52402
3193290779
Guild Mortgage Company
427 1st St SE #200, Cedar Rapids, IA 52401
3195319010
A reverse mortgage specialist in Cedar Rapids Iowa helps homeowners aged 62 and older convert home equity into cash. Iowa law requires borrowers to receive third-party counseling from a HUD-approved agency before closing. Local specialists guide clients through the process including the mandatory counseling and loan terms specific to Iowa property types.
What Does a Reverse Mortgage Specialist in Cedar Rapids Cost?
In Iowa reverse mortgage specialists charge origination fees capped at 2 percent of the first 200000 of home value plus 1 percent of the amount over 200000. Third-party costs such as appraisal title search and recording fees typically add 1500 to 4000. Annual mortgage insurance premiums are 0.5 percent of the loan balance. These costs are usually financed into the loan so you pay little upfront. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Cedar Rapids Iowa?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence and meet FHA property standards. Iowa law does not add extra age or income requirements beyond federal rules.
How does Iowa law affect reverse mortgage proceeds?
Iowa does not tax reverse mortgage loan proceeds as income. The funds are considered loan advances not income for state tax purposes. However the loan balance plus interest must be repaid when the last borrower dies sells or moves out permanently.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.