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Find Reverse Mortgage Specialists Near You in Cedar Falls, IA
Directory of reverse mortgage specialists in Cedar Falls, Iowa. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
Cedar Falls, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 13 reverse mortgage specialists in Cedar Falls, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Scott Mueller - Mortgage Loan Originator
3621 Cedar Heights Dr, Cedar Falls, IA 50613
3195752470
OneMain Financial
4618 University Ave, Cedar Falls, IA 50613
3192666281
Christine Rolf: NMLS#1801698 Mortgage Lender at Lincoln Savings Bank
302 Main St, Cedar Falls, IA 50613
3198744186
Stacey Reicherts - Mortgage Loan Originator
1050 Brandilynn Blvd, Cedar Falls, IA 50613
3192747591
Angie Rael - Mortgage Loan Officer
3621 Cedar Heights Dr, Cedar Falls, IA 50613
3192365617
Kyle Langenberg - UICCU Mortgage
3409 Cedar Heights Dr #6227, Cedar Falls, IA 50613
3199614987
Financial Architects - Randy Kraayenbrink & Ryan Kriener
604 Clay St, Cedar Falls, IA 50613
3192696414
Financial Architects
6912 University Ave #5, Cedar Falls, IA 50613
3192669500
Eric Meinders-U.S. Bank Mortgage
6307 University Ave, Cedar Falls, IA 50613
3192353254
Hard Money Lenders Cedar Falls IA
2512 White Tail Dr, Cedar Falls, IA 50613
3193201931
U.S. Bank-Mortgage Loan Officer-Eric Meinders
222 Washington St, Cedar Falls, IA 50613
3192353254
Wealth Enhancement Group
209 Franklin St Suite 1A, Cedar Falls, IA 50613
3193522357
Regions Mortgage
4417 University Ave, Cedar Falls, IA 50613
8003256000
A reverse mortgage specialist in Cedar Falls Iowa helps homeowners aged 62 and older convert home equity into tax-free funds. Iowa law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Specialists guide clients through local property value assessments and the specific closing requirements under Iowa state regulations.
What Does a Reverse Mortgage Specialist in Cedar Falls Cost?
Typical costs for a reverse mortgage specialist in Iowa include an origination fee of up to 2 percent of the home value (capped at 6,000 dollars) plus a mortgage insurance premium of 2 percent of the appraised value. Third-party fees such as appraisal title search and recording may add 1,500 to 3,000 dollars. Iowa-specific recording fees vary by county. These estimates are general and actual costs depend on your loan amount and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Cedar Falls Iowa?
Borrowers must be at least 62 years old. If married, the younger spouse must also meet the age requirement to be listed on the loan. Iowa law follows federal HECM guidelines for age eligibility.
Do I need counseling before getting a reverse mortgage in Iowa?
Yes, Iowa requires all borrowers to complete a HUD-approved counseling session before applying. This session covers loan terms costs and alternatives. The counselor must be independent from the lender.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.