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Compare Reverse Mortgage Specialists in Merrillville, IN
Compare reverse mortgage specialists in Merrillville. Review contact information and insurance categorys before you decide.
11 agents listed
Updated May 2026
Merrillville, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 11 reverse mortgage specialists in Merrillville, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
SouthShore Region Mortgage Group
9120 Connecticut St Suite E, Merrillville, IN 46410
2192378026
Guild Mortgage Company
9215 Broadway, Merrillville, IN 46410
2192132001
Angela Dulla - Mortgage Consultant
4921 E 81st Ave, Merrillville, IN 46410
2193073639
Wendy Krischke at CrossCountry Mortgage
233 E 84th Dr Suite 205, Merrillville, IN 46410
2192401116
Guild Mortgage - Jennifer Mantai
9215 Broadway, Merrillville, IN 46410
2196138036
Insight Mortgage
8101 Polo Club Dr, Merrillville, IN 46410
2197939999
Craig Pace
233 E 84th Dr Suite 205, Merrillville, IN 46410
2197430562
James De Lange SouthShore Region Mortgage Group
9120 Connecticut St Suite E, Merrillville, IN 46410
2197027301
Tony Predey - Gold Star Mortgage Financial Group - What Do You Qualify For?
4921 E 81st Ave, Merrillville, IN 46410
6309911715
The Wendy Krischke Team at CrossCountry Mortgage
233 E 84th Dr Suite 205, Merrillville, IN 46410
2197509591
Police Mortgage
8585 Broadway, Merrillville, IN 46410
3124998847
Reverse mortgage specialists in Merrillville, Indiana help homeowners aged 62 and older access home equity through FHA-insured Home Equity Conversion Mortgages (HECMs). Indiana law requires borrowers to complete HUD-approved counseling before applying. Merrillville residents can use these funds for home repairs, medical expenses, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Merrillville Cost?
Typical costs for a reverse mortgage specialist in Indiana include an origination fee of up to 2 percent of the home value (capped at $6,000), a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from $8,000 to $15,000 for a $200,000 home. These costs are usually financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Merrillville Indiana?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be the primary residence, and a HUD-approved counseling session is required. Indiana law does not impose additional age or residency limits beyond federal HECM rules.
How does Indiana law affect reverse mortgage proceeds?
Indiana follows federal HECM guidelines for loan limits and disbursement options. Borrowers can choose a lump sum, monthly payments, a line of credit, or a combination. Indiana does not tax reverse mortgage proceeds as income, but property taxes and insurance must remain current.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.