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Browse reverse mortgage specialists serving La Porte, Indiana. Contact information and addresses listed below.
10 agents listed
Updated May 2026
La Porte, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 10 reverse mortgage specialists in La Porte, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
35 Pine Lake Ave, La Porte, IN 46350
2193244800
Ruoff Mortgage: Brad Ellett
321 J St, La Porte, IN 46350
5743157010
Dee Waggoner, Ruoff Mortgage
245 W Johnson Rd Rd #5, La Porte, IN 46350
5743100005
Ruoff Mortgage - La Porte
245 W Johnson Rd #5, La Porte, IN 46350
2192005181
Ruoff Mortgage - La Porte, IN
321 J St, La Porte, IN 46350
2192171003
Kevin Briskey - Powered by The Mortgage Exchange
1101 Indiana Ave, La Porte, IN 46350
2193631831
Vince Refinance Mortgage
3047 E 100 S, La Porte, IN 46350
8775432910
Fifth Third Mortgage
801 Monroe St, La Porte, IN 46350
2193253685
PNC Mortgage
800 Lincolnway, La Porte, IN 46350
2193626171
Michelle Stambaugh, Movement Mortgage
321 J St, La Porte, IN 46350
5743390005
A reverse mortgage specialist in La Porte, Indiana helps homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. Indiana law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists guide clients through eligibility, loan terms, and the impact on inheritance or Medicaid eligibility.
What Does a Reverse Mortgage Specialist in La Porte Cost?
Typical costs for a reverse mortgage specialist in Indiana include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and credit report. These total between 3000 and 8000 dollars depending on the home value. Costs are often rolled into the loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in La Porte, Indiana?
Borrowers must be at least 62 years old. The youngest borrower on the title must meet this age requirement. Indiana follows federal HECM rules for age eligibility.
Do I need to own my home free and clear to qualify for a reverse mortgage in Indiana?
No, you can have an existing mortgage. The reverse mortgage will pay off your current loan, and you must have sufficient equity. Indiana law does not require full ownership before applying.
Can a reverse mortgage affect my Indiana homestead exemption or property taxes?
A reverse mortgage does not change your homestead exemption status. You remain responsible for property taxes and insurance. Failure to pay taxes can lead to foreclosure, so specialists help you plan for these costs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.