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Find Reverse Mortgage Specialists Near You in Goshen, IN
Browse reverse mortgage specialists serving Goshen, Indiana. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Goshen, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 9 reverse mortgage specialists in Goshen, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jon Long-Cardinal Financial Company, Limited Partnership
21920 Co Rd 45, Goshen, IN 46528
5748256527
Rob Goo-Cardinal Financial Company, Limited Partnership
21920 Co Rd 45, Goshen, IN 46528
5742484166
Ruoff Mortgage - Goshen, IN
320 N Chicago Ave Ste 9A, Goshen, IN 46528
5745960436
A reverse mortgage specialist in Goshen, Indiana can help homeowners aged 62 and older convert home equity into tax-free funds. Indiana law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists in Goshen guide clients through this process with knowledge of local property values and Indiana homestead laws.
What Does a Reverse Mortgage Specialist in Goshen Cost?
Typical costs for a reverse mortgage in Indiana include an origination fee (up to 2 percent of the property value), a mortgage insurance premium (2 percent upfront plus 0.5 percent annually), and third-party fees like appraisal and title search. Total closing costs often range from 3,000 to 8,000 dollars depending on the home value and loan type. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Goshen Indiana?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 to be listed on the loan. Indiana law follows federal HECM guidelines for age eligibility.
Do I need to own my home free and clear to get a reverse mortgage in Goshen?
No, you can have an existing mortgage. The reverse mortgage must pay off any current liens first. You must have sufficient equity, typically at least 50 percent or more, to qualify.
What counseling is required for a reverse mortgage in Indiana?
Indiana borrowers must complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.