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Compare Reverse Mortgage Specialists in Springfield, IL

Browse reverse mortgage specialists serving Springfield, Illinois. Contact information and addresses listed below.

16 agents listed
Updated May 2026
Springfield, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 16 reverse mortgage specialists in Springfield, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Andrew Cornett - LeaderOne Financial ( DayOne Mortgage)
2055 W Iles Ave, Springfield, IL 62704
2175531170
Constant Mortgage Group - HMA Mortgage
1224 Centre W Dr # 200D, Springfield, IL 62704
2178362177
Diamond Residential Mortgage Corporation
3330 Hedley Rd #B, Springfield, IL 62711
2176514418
Illinois Educators Credit Union
3101 Montvale Dr, Springfield, IL 62704
2175282642
Flat Branch Home Loans
3500 Mitchell Dr, Springfield, IL 62711
2177269000
217 Mortgage powered by New American Funding
3159 Pleasant Run ste B, Springfield, IL 62711
2176913075
New American Funding - Fred Weber
3159 Pleasant Run ste B, Springfield, IL 62711
2172902106
Illinois Home Mortgage
3500 Mitchell Dr, Springfield, IL 62711
2177269000
PNC Mortgage
3019 Chatham Rd, Springfield, IL 62704
2175356600
New American Funding - Springfield Pleasant Run
3159 Pleasant Run ste B, Springfield, IL 62711
2176913075
PNC Mortgage
2007 S MacArthur Blvd, Springfield, IL 62704
2175356900
US Bank Mortgage
205 S 5th St, Springfield, IL 62701
8008722657
HMA Mortgage
1224 Centre W Dr # 200D, Springfield, IL 62704
2178362177
PNC Mortgage
802 S 11th St, Springfield, IL 62703
2175356700
PNC Mortgage
1101 Centre W Dr, Springfield, IL 62704
2177936300
Chase Mortgage
200 S Dirksen Pkwy, Springfield, IL 62703
2175443278

A reverse mortgage specialist in Springfield Illinois helps seniors aged 62 and older convert home equity into tax-free funds without monthly payments. Illinois law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage HECM. Specialists in Springfield can guide you through the process and explain local property tax deferral options.

What Does a Reverse Mortgage Specialist in Springfield Cost?

Typical costs for a reverse mortgage in Illinois include an origination fee up to 6000 dollars, a mortgage insurance premium of 2 percent of the home value, and third-party fees like appraisal and title search. Total closing costs often range from 8000 to 15000 dollars. Costs vary by loan amount and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Springfield Illinois?
Borrowers must be at least 62 years old. If you are married and your spouse is under 62, Illinois law still allows the loan if you meet other HUD requirements.
Do I need to attend counseling before getting a reverse mortgage in Illinois?
Yes. Illinois law requires all borrowers to complete a counseling session with a HUD-approved counselor before applying. This session covers loan terms, costs, and alternatives.