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Compare Reverse Mortgage Specialists in Peoria Heights, IL

Compare reverse mortgage specialists in Peoria Heights. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Peoria Heights, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 5 reverse mortgage specialists in Peoria Heights, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heights Wealth Management
4810 N Prospect Rd, Peoria Heights, IL 61616
3095012274
U.S. BANK- MORTGAGE LENDER-QUINN ROMOLO
4500 N Prospect Rd, Peoria Heights, IL 61616
8474218729
U.S. Bank Home Mortgage
4500 N Prospect Rd Suite 300, Peoria Heights, IL 61616
3096642801
Rosie Davis-U.S. Bank Mortgage
4500 N Prospect Rd, Peoria Heights, IL 61616
3096642818
U.S. Bank-Mortgage Branch Manager-Jerry McCann
4500 N Prospect Rd Suite 300, Peoria Heights, IL 61616
6306605253

A reverse mortgage specialist in Peoria Heights, Illinois helps homeowners aged 62 and older convert home equity into cash without monthly payments. Illinois law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). This service is useful for seniors in Peoria Heights who want to supplement retirement income or pay for home improvements.

What Does a Reverse Mortgage Specialist in Peoria Heights Cost?

Typical costs for a reverse mortgage in Illinois include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees like appraisal and title search which range from 500 to 1,500 dollars. Total closing costs often range from 5,000 to 10,000 dollars but can be financed into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a reverse mortgage specialist in Peoria Heights do?
A reverse mortgage specialist guides seniors through the HECM process, explains eligibility, and helps with loan applications. They also coordinate with HUD-approved counselors as required by Illinois law.
What are the Illinois requirements for a reverse mortgage?
Illinois requires borrowers to attend a counseling session with a HUD-approved counselor before applying. The borrower must be at least 62 years old and own their home outright or have a low mortgage balance.