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Reverse Mortgage Specialists in Oak Park, IL

Compare reverse mortgage specialists in Oak Park. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Oak Park, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 4 reverse mortgage specialists in Oak Park, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jody Gerut: Prosperity Home Mortgage
101 N Oak Park Ave, Oak Park, IL 60301
6303022700
Olympus Mortgage, Inc.
1144 Lake St Suite 208, Oak Park, IL 60301
7735907336
Mortgage Resource Group Inc
6821 W North Ave Suite 201, Oak Park, IL 60302
7084525151
Chase Home Lending
1048 Lake St, Oak Park, IL 60301
7085801078

A reverse mortgage specialist in Oak Park Illinois can help older homeowners access home equity without selling their property. Under Illinois law borrowers must receive counseling from a HUD-approved agency before applying. Oak Park residents often use these loans to supplement retirement income or pay for home repairs.

What Does a Reverse Mortgage Specialist in Oak Park Cost?

In Illinois reverse mortgage costs typically include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. Total costs often range from 2,000 to 8,000 dollars but vary by loan size and lender. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What qualifications should a reverse mortgage specialist in Oak Park have?
Look for a specialist who is licensed as a mortgage loan originator in Illinois. They should also have experience with HECM loans and be familiar with the Illinois Residential Mortgage License Act.
Are there specific Illinois rules for reverse mortgages?
Yes. Illinois requires a mandatory counseling session with a HUD-approved counselor. The borrower must also receive a written disclosure about loan costs and terms at least three business days before closing.