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Directory of reverse mortgage specialists in Normal, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Normal, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 3 reverse mortgage specialists in Normal, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Edward Jones - Financial Advisor: Josh Hardt, AAMS®
322 Susan Dr Suite A, Normal, IL 61761
3098621493
Hard Money Lenders Normal IL
1609 Northbrook Dr, Normal, IL 61761
3093620503
PNC Mortgage
1501 E College Ave, Normal, IL 61761
3098233185
A reverse mortgage specialist in Normal Illinois helps homeowners aged 62 and older access home equity without monthly payments. Illinois law requires borrowers to complete HUD-approved counseling before applying. Specialists in Normal guide clients through the process and explain how a reverse mortgage affects estate planning and local property taxes.
What Does a Reverse Mortgage Specialist in Normal Cost?
Typical costs for a reverse mortgage in Illinois include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and appraisal fees between 400 and 600 dollars. Closing costs usually range from 2,000 to 5,000 dollars. These costs are often financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Normal Illinois?
Borrowers must be at least 62 years old. If there are two borrowers on the title, both must meet this age requirement. Illinois law does not change this federal rule.
Do I need counseling to get a reverse mortgage in Illinois?
Yes. Illinois requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session must happen before you submit your loan application.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.