Skip to main content

Find Reverse Mortgage Specialists in Mt Zion, IL

Browse reverse mortgage specialists serving Mt Zion, Illinois. Contact information and addresses listed below.

5 agents listed
Updated May 2026
Mt Zion, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 5 reverse mortgage specialists in Mt Zion, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Prairie State Bank & Trust
340 W Main St, Mt Zion, IL 62549
2178642353
Edward Jones - Financial Advisor: Michael D Brewer, CFP®
141 East Village Parkway, Mt Zion, IL 62549
2178644279
Mc Atee Financial Center
1 Ashland Ave, Mt Zion, IL 62549
2178649100
Andy Hogan - COUNTRY Financial Representative
121 East Village Parkway, Mt Zion, IL 62549
2178772833
Edward Jones - Financial Advisor: Travis Roach, CFP®
505 Broadway St Ste D, Mt Zion, IL 62549
2178643388

A reverse mortgage specialist in Mt Zion, Illinois can help homeowners aged 62 and older convert home equity into tax-free funds. Illinois law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Local specialists understand the unique housing market in Macon County and can guide you through the process.

What Does a Reverse Mortgage Specialist in Mt Zion Cost?

Typical costs for a reverse mortgage in Illinois include an origination fee of up to $6,000, a mortgage insurance premium of 2 percent of the home value, and third-party fees such as appraisal and title search. Total closing costs often range from $5,000 to $15,000. These costs can be financed into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a reverse mortgage specialist in Mt Zion?
A reverse mortgage specialist is a licensed professional who helps Illinois homeowners understand and apply for reverse mortgages. They explain eligibility, costs, and repayment rules specific to Illinois law.
What are the eligibility requirements for a reverse mortgage in Illinois?
You must be at least 62 years old, own your home outright or have a low mortgage balance, and live in the home as your primary residence. Illinois law also requires you to attend a counseling session with a HUD-approved agency.