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Compare Reverse Mortgage Specialists in Lyons, IL

Browse reverse mortgage specialists serving Lyons, Illinois. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Lyons, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 3 reverse mortgage specialists in Lyons, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Clear Central Mortgage Inc.
8553 Ogden Ave UNIT 1, Lyons, IL 60534
7088475221
Clear Central Mortgage Inc.
8553 Ogden Ave UNIT 1, Lyons, IL 60534
7088475221
Total Mortgage Lyons NMLS #2569467
8553 Ogden Ave UNIT 1, Lyons, IL 60534
7734501002

What Does a Reverse Mortgage Specialist in Lyons Cost?

Typical costs for a reverse mortgage specialist in Illinois include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Third-party costs such as appraisal title insurance and recording fees range from 2000 to 5000 dollars. Borrowers also pay a mortgage insurance premium of 2 percent of the home value at closing plus an annual 0.5 percent premium. These costs are usually financed into the loan. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Lyons Illinois?
Borrowers must be at least 62 years old. If the home is owned jointly both spouses must meet the age requirement. Illinois law does not lower this federal minimum age.
Do I need to own my home free and clear to qualify in Lyons?
No you do not need to own the home free and clear. You must have significant equity and the home must be your primary residence. Any existing mortgage will be paid off with the reverse mortgage proceeds.
What type of homes qualify for a reverse mortgage in Lyons?
Single-family homes HUD-approved condominiums and manufactured homes that meet FHA standards qualify. Two to four unit properties also qualify if the borrower lives in one unit. Illinois property tax and insurance payments must remain current.