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Find Reverse Mortgage Specialists Near You in La Grange, IL

Compare reverse mortgage specialists in La Grange. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
La Grange, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 5 reverse mortgage specialists in La Grange, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mike McNamara at OriginPoint (NMLS #296946)
22 W Burlington Ave Second Floor, La Grange, IL 60525
7082883377
Michael Murray at OriginPoint (NMLS #223808)
22 W Burlington Ave Second Floor, La Grange, IL 60525
7732900518
Leo Neidetcher at OriginPoint (NMLS #584684)
22 W Burlington Ave Second Floor, La Grange, IL 60525
3129093300
Origin Point
22 W Burlington Ave Second Floor, La Grange, IL 60525
7738976587
Guaranteed Rate of La Grange
22 W Burlington Ave Second Floor, La Grange, IL 60525
7734350654

A reverse mortgage specialist in La Grange, Illinois helps homeowners aged 62 and older convert home equity into cash. Illinois law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Local specialists can guide you through this process and explain how property taxes and insurance requirements apply in Cook County.

What Does a Reverse Mortgage Specialist in La Grange Cost?

Typical costs for a reverse mortgage specialist in Illinois include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. These costs total between 3000 and 8000 dollars on average, but amounts vary by loan size and property. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What qualifications should a reverse mortgage specialist in La Grange have?
A qualified specialist should be licensed in Illinois and have experience with FHA-insured Home Equity Conversion Mortgages. They should also be familiar with Illinois specific rules, such as the three day right of rescission period after closing.
Are there age requirements for a reverse mortgage in Illinois?
Yes, all borrowers must be at least 62 years old. In Illinois, if the home is owned jointly, both spouses must meet the age requirement unless one spouse is a non-borrowing spouse under specific HUD rules.
How does property tax deferral work with a reverse mortgage in La Grange?
Illinois offers a Senior Citizens Real Estate Tax Deferral Program that may be used alongside a reverse mortgage. However, unpaid deferred taxes can affect reverse mortgage terms, so a specialist can help you coordinate both programs.