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Find Reverse Mortgage Specialists Near You in Calumet City, IL

Directory of reverse mortgage specialists in Calumet City, Illinois. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Calumet City, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 3 reverse mortgage specialists in Calumet City, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tri State Financial Services
1258 Burnham Ave, Calumet City, IL 60409
7088627820
Chase Home Lending
1783 River Oaks Dr, Calumet City, IL 60409
7082651711
Kimberly Hautman - Chase Home Lending Advisor - NMLS ID 496178
1783 River Oaks Dr, Calumet City, IL 60409
7082651711

A reverse mortgage specialist in Calumet City can help homeowners aged 62 and older convert home equity into cash. Illinois law requires borrowers to complete a counseling session with a HUD approved counselor before applying. This service is available to residents of Calumet City and surrounding Cook County areas.

What Does a Reverse Mortgage Specialist in Calumet City Cost?

Typical costs for a reverse mortgage specialist in Illinois include an origination fee which can be up to 2 percent of the home value or a maximum of 6000 dollars. Other costs include a mortgage insurance premium of 2 percent of the appraised value upfront plus annual premiums. Appraisal fees range from 400 to 800 dollars. Closing costs and third party fees vary. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Calumet City Illinois?
Borrowers must be at least 62 years old. All homeowners listed on the title must meet this age requirement. Illinois state law follows federal HUD guidelines for age eligibility.
Do I need counseling before getting a reverse mortgage in Illinois?
Yes, Illinois law requires all reverse mortgage applicants to complete a counseling session with a HUD approved counselor. This session must occur before you can submit a formal application. The counselor will explain the loan terms and costs.