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Compare Reverse Mortgage Specialists in Lahaina, HI
Compare reverse mortgage specialists in Lahaina. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Lahaina, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 2 reverse mortgage specialists in Lahaina, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hawaii Financial Services, LLC.
727 Waine'e St #107, Lahaina, HI 96761
8086675626
Envoy Mortgage - Lahaina, HI
10 Hoohui Rd Suite 301 Suite 301, Lahaina, HI 96761
8088072744
A reverse mortgage specialist in Lahaina can help homeowners aged 62 and older access home equity without monthly payments. Hawaii law requires borrowers to complete HUD approved counseling before applying for a Home Equity Conversion Mortgage. Specialists in Lahaina understand local property values and the unique challenges of Maui real estate.
What Does a Reverse Mortgage Specialist in Lahaina Cost?
Typical costs for a reverse mortgage in Hawaii include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees such as appraisal and title search. Total closing costs often range from 5,000 to 15,000 dollars depending on the home value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Lahaina Hawaii?
Borrowers must be at least 62 years old. For married couples, both spouses must be at least 62 to be on the loan. Hawaii follows federal HUD guidelines for age eligibility.
Do I need to own my home free and clear to get a reverse mortgage in Lahaina?
No, you do not need to own your home free and clear. You can use a reverse mortgage to pay off an existing mortgage. The loan must be the first lien on the property.
What happens to the reverse mortgage if I move out of my Lahaina home?
If you move out of the home for more than 12 consecutive months, the loan becomes due. This includes moving to a care facility. You or your heirs must then repay the loan or sell the property.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Hawaii.