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Directory of reverse mortgage specialists in Kapolei, Hawaii. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Kapolei, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 8 reverse mortgage specialists in Kapolei, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hawaii VA Loans
338 Kamokila Blvd #202, Kapolei, HI 96707
8088245272
Ohana Mortgage Solutions - Steve Marks, Mortgage Broker
91-1011 Holunape St, Kapolei, HI 96707
8085175167
High Five Lending
2176 Lauwiliwili St Ste 1, Kapolei, HI 96707
8083980855
Brad Vilgos - VA Loan Specialist
338 Kamokila Blvd #202, Kapolei, HI 96707
8089273788
All Reverse Mortgage, Inc. (ARLO )
4880 Kapolei Pkwy k208, Kapolei, HI 96707
8087077737
Hawaii Mortgage Experts
1001 Kamokila Blvd #303, Kapolei, HI 96707
8086744100
Ohana Mortgage Solutions
91-1011 Holunape St, Kapolei, HI 96707
8084363646
DHI Mortgage
91-4116 Hikuha Street, Kapolei, HI 96707
8082084509
A reverse mortgage specialist in Kapolei can help homeowners aged 62 and older access home equity without monthly payments. In Hawaii, the loan must be a Home Equity Conversion Mortgage (HECM) insured by the Federal Housing Administration. Specialists guide clients through the mandatory counseling session and explain how the loan affects property taxes and insurance in Hawaii.
What Does a Reverse Mortgage Specialist in Kapolei Cost?
Typical costs for a reverse mortgage in Hawaii include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees such as appraisal and title search. Total closing costs often range from 5,000 to 15,000 dollars. These costs can be financed into the loan so you do not pay them upfront. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Kapolei?
Borrowers must be at least 62 years old. If there are multiple borrowers, the youngest borrower must meet this age requirement. This is a federal rule for all HECM loans.
Do I need to own my home free and clear to get a reverse mortgage in Kapolei?
No, you can have an existing mortgage. The reverse mortgage proceeds will first pay off your current mortgage balance. You must have enough equity to cover the payoff and closing costs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Hawaii.