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Find Reverse Mortgage Specialists Near You in Villa Rica, GA
Directory of reverse mortgage specialists in Villa Rica, Georgia. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Villa Rica, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 6 reverse mortgage specialists in Villa Rica, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
88 GA-61, Villa Rica, GA 30180
7704591545
Security Finance
664 W Bankhead Hwy Suite 3c, Villa Rica, GA 30180
7704593624
1st Franklin Financial
118 GA-61 Ste F, Villa Rica, GA 30180
7704569797
Lendmark Financial Services LLC
664 W Bankhead Hwy Suite 3-A, Villa Rica, GA 30180
7704591442
MY Financial Services
430 W Bankhead Hwy, Villa Rica, GA 30180
7704562725
LGI
803 Golden Bell Wy, Villa Rica, GA 30180
9045137963
A reverse mortgage specialist in Villa Rica, Georgia helps homeowners aged 62 and older access home equity without monthly payments. Georgia law requires borrowers to complete a HUD-approved counseling session before applying for a Home Equity Conversion Mortgage. Specialists guide clients through this process and explain how property taxes and insurance obligations work under Georgia regulations.
What Does a Reverse Mortgage Specialist in Villa Rica Cost?
Typical costs for a reverse mortgage in Georgia include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. For a home valued at 300,000 dollars, total closing costs often range from 8,000 to 15,000 dollars. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Villa Rica Georgia?
Borrowers must be at least 62 years old. The youngest spouse on the title must meet this age requirement. Georgia law follows federal HUD guidelines for age eligibility.
Do I need to own my home free and clear to get a reverse mortgage in Villa Rica?
No, you do not need to own the home free and clear. You must have significant equity in the property. The reverse mortgage pays off any existing mortgage first.
What happens if I move out of my Villa Rica home after getting a reverse mortgage?
If you move out permanently or sell the home, the reverse mortgage becomes due. You have 12 months to repay the loan or sell the property. Georgia law does not extend this federal timeline.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.