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Reverse Mortgage Specialists in Madison, GA

Looking for a reverse mortgage specialist in Madison? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Madison, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 2 reverse mortgage specialists in Madison, GA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lucas Dukes | Fairway Home Mortgage Corporation Loan Officer
165 S Main St, Madison, GA 30650
4049697441
Mortgageloansbyabsolute
288 S Main St suite 104, Madison, GA 30650
7065347100

A reverse mortgage specialist in Madison, Georgia helps homeowners aged 62 and older convert part of their home equity into tax-free funds without selling their home. In Georgia, reverse mortgages are regulated under state law, including requirements for borrower counseling and disclosure of loan terms. Specialists in Madison can guide you through the Federal Housing Administration HECM program and explain how Georgia property taxes and insurance obligations apply.

What Does a Reverse Mortgage Specialist in Madison Cost?

Typical costs for a reverse mortgage specialist in Georgia include an origination fee up to 2% of the home value capped at $6,000, a mortgage insurance premium of 2% of the appraised value, and third-party fees for appraisal title and recording which range from $500 to $2,000. Closing costs vary by lender and loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a reverse mortgage specialist in Madison?
A reverse mortgage specialist is a licensed mortgage professional who helps seniors in Madison, Georgia understand and apply for Home Equity Conversion Mortgages HECM. They provide information on loan options, costs, and eligibility requirements specific to Georgia law.
What are the requirements for a reverse mortgage in Georgia?
To qualify for a reverse mortgage in Georgia, you must be at least 62 years old, own your home outright or have a low mortgage balance, and live in the home as your primary residence. Georgia law also requires you to complete a HUD-approved counseling session before applying.