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Reverse Mortgage Specialists in Lilburn, GA

Compare reverse mortgage specialists in Lilburn. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Lilburn, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 2 reverse mortgage specialists in Lilburn, GA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Access Loans & Financing
1017 Pearl Mist Dr SW, Lilburn, GA 30047
4046623322
Southern Prime Lending Inc.
243 Cashes Dr, Lilburn, GA 30047
6786775401

A reverse mortgage specialist in Lilburn Georgia can help homeowners aged 62 and older convert home equity into tax free funds. Georgia law requires mandatory counseling from a HUD approved agency before any reverse mortgage application. Lilburn residents benefit from local specialists who understand Gwinnett County property values and Georgia homestead exemption rules.

What Does a Reverse Mortgage Specialist in Lilburn Cost?

Typical costs for a reverse mortgage specialist in Georgia include an origination fee up to 2 percent of the home value capped at 6000 dollars. Closing costs usually range from 2000 to 5000 dollars including appraisal title and recording fees. HUD requires a mortgage insurance premium of 2 percent of the appraised value upfront plus 0.5 percent annually. Costs vary by loan type and property value. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Lilburn Georgia?
Borrowers must be at least 62 years old. If married the younger spouse must also be 62 unless they qualify as a non borrowing spouse under HUD rules. Georgia law follows federal HECM guidelines for age requirements.
Do I need counseling before getting a reverse mortgage in Georgia?
Yes Georgia law requires a HUD approved counseling session before you can apply. The counselor will explain loan terms costs and alternatives. You must receive a certificate of completion before the lender can process your application.
Can I lose my home with a reverse mortgage in Lilburn?
You can lose your home if you fail to pay property taxes or homeowners insurance or if you move out for more than 12 consecutive months. Georgia law allows lenders to foreclose for non compliance. Staying current on taxes and insurance is essential.