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Looking for a reverse mortgage specialist in Fayetteville? Review the directory below to compare your options.
13 agents listed
Updated May 2026
Fayetteville, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 13 reverse mortgage specialists in Fayetteville, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Choice Mortgage Solution
543 E Lanier Ave, Fayetteville, GA 30214
4707457322
Georgia Mortgage Services Inc
500 W Lanier Ave #503, Fayetteville, GA 30214
7707160074
Primary Residential Mortgage, Inc.
170 Bastille Way STE B, Fayetteville, GA 30214
7707169412
Jayson Duff - Ameris Bank Mortgage
1170 Hwy 54 W, Fayetteville, GA 30215
6783601969
Diamond Residential Mortgage Corporation
101 Beckett Ln STE 104, Fayetteville, GA 30214
7702438409
Darrell Bingham | Branch Manager | Primary Residential Mortgage, Inc.
170 Bastille Way STE B, Fayetteville, GA 30214
7707169412
Alisa Blair | Sales Manager | Primary Residential Mortgage, Inc.
170 Bastille Way STE B, Fayetteville, GA 30214
7703016086
Tammy Ballard | Loan Officer Non | Primary Residential Mortgage, Inc.
170 Bastille Way STE B, Fayetteville, GA 30214
6788347125
Primary Residential Mortgage, Inc.
170 Bastille Way STE B, Fayetteville, GA 30214
4706154964
Southern Crescent Mortgage & Investment Corp.
145 W Lanier Ave, Fayetteville, GA 30214
7704606505
First Secure Financial
570 N Jeff Davis Dr Ste A, Fayetteville, GA 30214
7707639422
Primary Residential Mortgage
170 Bastille Way, Fayetteville, GA 30214
7708420532
Ricardo Cruz - Truist Mortgage Loan Officer
741 W Lanier Ave, Fayetteville, GA 30215
4049914588
What Does a Reverse Mortgage Specialist in Fayetteville Cost?
Typical costs for a reverse mortgage in Georgia include an origination fee of up to 2 percent of the first 200,000 dollars of the home value plus 1 percent of the amount above that, capped at 6,000 dollars. Other costs include a mandatory HUD counseling fee of 125 to 250 dollars, an appraisal fee of 400 to 600 dollars, and title insurance and recording fees of 500 to 1,500 dollars. Total closing costs often range from 2,000 to 8,000 dollars depending on the home value and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Fayetteville Georgia?
Borrowers must be at least 62 years old, own their home outright or have a low mortgage balance, and live in the property as their primary residence. The home must be a single-family home, a two-to-four unit property, or a FHA-approved condominium. Georgia law requires that all borrowers complete a HUD-approved counseling session before the loan can proceed.
How does a reverse mortgage affect my heirs in Georgia?
In Georgia, heirs can keep the home by paying off the loan balance or 95 percent of the appraised value, whichever is less. If they sell the home, the loan is repaid from the sale proceeds, and any remaining equity goes to the heirs. Heirs are not personally liable for any shortfall if the home value is less than the loan balance.
Are reverse mortgage proceeds taxable in Georgia?
Reverse mortgage proceeds are generally not considered taxable income by the IRS or the state of Georgia. However, interest on the loan is not deductible until the loan is paid off. Borrowers should consult a tax professional for their specific situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.