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Find Reverse Mortgage Specialists Near You in Dacula, GA
Compare reverse mortgage specialists in Dacula. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Dacula, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 4 reverse mortgage specialists in Dacula, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coastal Mortgage Services, Inc.
2651 Spring St, Dacula, GA 30019
7706769887
Dependable Mortgage Solutions
2701 Michelle Lee Dr, Dacula, GA 30019
6787737475
Your Best Interest
381 Harbins Rd, Dacula, GA 30019
7703103386
Will Messer -- Fairway Independent Mortgage Co.
3407 Parkside View Blvd, Dacula, GA 30019
7707141075
A reverse mortgage specialist in Dacula, Georgia helps homeowners aged 62 and older convert home equity into tax-free funds without selling their property. In Georgia, borrowers must complete a HUD-approved counseling session before applying. Dacula residents often use these loans to supplement retirement income or pay for home improvements while staying in their homes.
What Does a Reverse Mortgage Specialist in Dacula Cost?
Typical costs for a reverse mortgage in Georgia include an origination fee of up to 2 percent of the home value (capped at 6,000 dollars), a mortgage insurance premium of 2 percent of the appraised value, and appraisal fees ranging from 400 to 600 dollars. Closing costs generally total 2,000 to 5,000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Dacula Georgia?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence, and you must meet with a HUD-approved counselor. Georgia law requires that counseling be completed before you can submit a loan application.
Are reverse mortgage proceeds taxable in Georgia?
No, reverse mortgage proceeds are not considered taxable income by the IRS or the state of Georgia. However, interest on the loan is not tax deductible until the loan is paid off. You should consult a tax professional for your specific situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.