Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 reverse mortgage specialists in Zephyrhills, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amy Chappell | SouthState Mortgage
6930 Gall Blvd, Zephyrhills, FL 33542
8137803310
The DeJesus Group
7810 Gall Blvd UNIT 323, Zephyrhills, FL 33541
8132998962
Home Capital Corporation
38349 Co Rd 54 suite a, Zephyrhills, FL 33542
3523035385
What Does a Reverse Mortgage Specialist in Zephyrhills Cost?
Typical costs for a reverse mortgage specialist in Florida include an origination fee of up to 2 percent of the homes value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording. Total closing costs often range from 3000 to 8000 dollars depending on the property value and loan type. These fees can be financed into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What age do I need to be for a reverse mortgage in Zephyrhills Florida?
You must be at least 62 years old to qualify for a HECM reverse mortgage in Florida. The youngest borrower on the title must meet this age requirement. Spouses under 62 may have limited protections under Florida law.
Do I need counseling before getting a reverse mortgage in Florida?
Yes, Florida law requires all borrowers to complete a counseling session with a HUD-approved counselor before submitting a reverse mortgage application. This session covers loan costs, repayment terms, and alternatives. The counselor must be independent of the lender.