ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Reverse Mortgage Specialists in Winter Garden, FL
Browse reverse mortgage specialists serving Winter Garden, Florida. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Winter Garden, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 12 reverse mortgage specialists in Winter Garden, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cassidy Mortgage Team powered by Nationwide Mortgage Bankers
213 S Dillard St Suite 320-F, Winter Garden, FL 34787
4073530009
Dalia Elbiherie Mortgage Broker-Nationwide Mortgage Advisors
12200 W Colonial Dr Ste200A, Winter Garden, FL 34787
4072944707
Beacon Mortgage
13340 W Colonial Dr Suite 240, Winter Garden, FL 34787
4077182223
Bella Group Funding
504 W Plant St, Winter Garden, FL 34787
4073940343
A reverse mortgage specialist in Winter Garden Florida helps homeowners aged 62 and older convert home equity into tax-free funds. Florida law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage HECM. Winter Garden residents benefit from local specialists who understand Orange County property values and Florida homestead exemption rules.
What Does a Reverse Mortgage Specialist in Winter Garden Cost?
Typical costs for a reverse mortgage in Florida include an origination fee up to 2 percent of the home value capped at 6000 dollars, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording. Total closing costs often range from 8000 to 15000 dollars depending on the loan amount and property value. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Winter Garden Florida?
Borrowers must be at least 62 years old. All co-borrowers listed on the title must also meet this age requirement. Florida law follows federal HECM guidelines for age eligibility.
Do I need to own my home free and clear to get a reverse mortgage in Florida?
No, you can have an existing mortgage. The reverse mortgage proceeds must first pay off any current mortgage balance. Florida law requires that the home be your primary residence.
Are reverse mortgage proceeds taxable in Florida?
No, reverse mortgage proceeds are considered loan advances not income. Florida has no state income tax so there is no state tax on these funds. Always consult a tax professional for your specific situation.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Winter Garden who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.