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Find Reverse Mortgage Specialists Near You in Sarasota, FL

Directory of reverse mortgage specialists in Sarasota, Florida. Verify credentials with the state mortgage licensing authority before hiring.

18 agents listed
Updated May 2026
Sarasota, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 18 reverse mortgage specialists in Sarasota, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dustin Meshberger (Suncoast Mortgage)
235 N Orange Ave UNIT 200, Sarasota, FL 34236
9413611280
Robert Stettler at NFM Lending
306 N Rhodes Ave STE 112, Sarasota, FL 34237
8137481534
MortgageRight of Sarasota
2912 Bee Ridge Rd Suite 204, Sarasota, FL 34239
9417696193
Adam The Mortgage Nerd
4837 Swift Rd, Sarasota, FL 34231
9412698365
Braun Mortgage Group
6151 Lake Osprey Dr 3rd Floor 1, Sarasota, FL 34240
9413152112
Pathway Mortgage: Best Mortgage Lender | Sarasota, FL
7709 Holiday Dr, Sarasota, FL 34231
9419266346
Linx Mortgage Group: Amy Velsh, Mortgage Broker
1626 Ringling Blvd #102, Sarasota, FL 34236
9413155877
Bloom Mortgage Solutions, LLC
1990 Main St Office 750, Sarasota, FL 34236
9417807071
Tony Fitzgerald 1st Response Mortgage Powered by Barrett Financial Group
1549 Ringling Blvd, Sarasota, FL 34236
9419415150
Creative Lending
7345 International Pl Ste 108, Sarasota, FL 34240
9413889350
Sarasota Mortgage Group
227 Central Ave, Sarasota, FL 34236
9418097484
Reliance First Capital, LLC. NMLS ID # 58775
100 Paramount Dr #205, Sarasota, FL 34232
8667359004
Responsive Mortgage
3000 Bee Ridge Rd 2nd Floor, Sarasota, FL 34239
9412311036
Liberty Mortgage, LLC.
240 N Washington Blvd SUITE 306, Sarasota, FL 34236
8883606131
High Definition Mortgage
8075 S Beneva Rd #6, Sarasota, FL 34238
9414449240
Bob Windom | Windom Mortgage
677 N Washington Blvd, Sarasota, FL 34236
9415047095
Florida's Best Reverse Mortgage Company (Sarasota)
1343 Main St #705, Sarasota, FL 34236
9418799918
Lincoln Lending Group - Sarasota
5934 Palmer Blvd, Sarasota, FL 34232
9412177557

A reverse mortgage specialist in Sarasota Florida helps homeowners aged 62 and older convert home equity into tax-free funds without monthly mortgage payments. Florida law requires borrowers to complete a HUD-approved counseling session before obtaining a Home Equity Conversion Mortgage (HECM). Sarasota specialists guide clients through Florida-specific rules including homestead exemption impacts and the mandatory 18-month occupancy requirement after loan closing.

What Does a Reverse Mortgage Specialist in Sarasota Cost?

Typical costs for a reverse mortgage specialist in Florida include an origination fee of up to $6,000 for HECM loans plus third-party fees such as appraisal ($400-$600) title search ($200-$400) and recording fees ($50-$150). Florida law requires a HUD counseling session which costs around $125. Total closing costs usually range from $2,500 to $8,000 depending on the loan amount and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a reverse mortgage in Sarasota Florida?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be the primary residence and meet FHA minimum property standards. Florida law also requires a financial assessment and a HUD-approved counseling session before loan approval.
How does Florida homestead exemption affect a reverse mortgage?
Florida homestead exemption does not change with a reverse mortgage. The homeowner still qualifies for the exemption as long as the property is their primary residence. However the reverse mortgage lender holds a lien on the property which must be repaid when the homeowner moves out or passes away.