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Find Reverse Mortgage Specialists in Port Richey, FL
Directory of reverse mortgage specialists in Port Richey, Florida. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Port Richey, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 reverse mortgage specialists in Port Richey, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Board
6322 Ridge Rd, Port Richey, FL 34668
7273756866
C2 Financial Corporation
6710 Embassy Blvd # 202, Port Richey, FL 34668
3524195232
A reverse mortgage specialist in Port Richey Florida helps homeowners aged 62 and older convert home equity into loan proceeds. Florida law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Port Richey residents often use these funds for home repairs or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Port Richey Cost?
Typical costs for a reverse mortgage in Florida include an origination fee up to 2 percent of the home value capped at 6000 dollars, a mortgage insurance premium of 2 percent of the appraised value, and third-party costs like appraisal and title search ranging from 500 to 1500 dollars. Total closing costs often range from 5000 to 15000 dollars depending on the loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Port Richey Florida?
Borrowers must be at least 62 years old. The youngest borrower on the title must meet this age requirement under federal HECM rules.
Do I need to own my home free and clear to get a reverse mortgage in Florida?
No. You can have an existing mortgage but the reverse mortgage proceeds must pay off that loan first. Florida law does not require full ownership.
How does Florida law protect reverse mortgage borrowers?
Florida Statute 497.555 requires lenders to provide a disclosure statement and a three-day right of rescission. Borrowers also receive a HUD-approved counseling session before closing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.