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Looking for a reverse mortgage specialist in Palm Bay? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Palm Bay, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 5 reverse mortgage specialists in Palm Bay, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Harmony Mortgage Inc.
6050 Babcock St SE #27, Palm Bay, FL 32909
3212506565
TrueVet Mortgage
2475 Palm Bay Rd NE #145, Palm Bay, FL 32905
3213644461
DHI Mortgage - Melbourne
490 Centre Lake Dr NE Ste. 150, Palm Bay, FL 32907
3219533131
Blissful Mortgage llc
2475 Palm Bay Rd NE ste 145 19b, Palm Bay, FL 32905
8552825477
BRYAN'S MORTGAGE LENDING INC
2105 Palm Bay Rd NE Ste 3-W, Palm Bay, FL 32905
3214308589
A reverse mortgage specialist in Palm Bay Florida helps homeowners aged 62 and older convert home equity into tax free funds. Florida law requires a mandatory counseling session with a HUD approved counselor before you can apply. Palm Bay residents often use these loans to supplement retirement income or pay for home repairs without selling their home.
What Does a Reverse Mortgage Specialist in Palm Bay Cost?
Typical costs for a reverse mortgage specialist in Florida include an origination fee up to 2 percent of the home value capped at 6000 dollars. Closing costs such as appraisal title insurance and recording fees usually range from 2000 to 5000 dollars. The mandatory HUD counseling session costs about 125 to 250 dollars. These costs can be financed into the loan so you pay little upfront. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Palm Bay Florida?
You must be at least 62 years old to qualify for a Home Equity Conversion Mortgage HECM in Florida. The youngest borrower on the title must meet this age requirement. Non borrowing spouses have certain protections under Florida law.
Do I need to own my home free and clear to get a reverse mortgage in Palm Bay?
No you do not need to own your home free and clear. You can use a reverse mortgage to pay off an existing mortgage balance. The remaining equity can then be accessed as a lump sum line of credit or monthly payments.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.